We are so excited to be able to share information about the communities that we love with you. Whether you are new to Lincoln County, or you have lived and/or visited the area for the last 30 years, this blog is where you will be able to find up-to-date information on local places & events, community happenings, real estate trends and statistics, home owner tips, buyer dos and don’ts and so much more!
The members of Your Ruidoso HOME Team have all lived in the area for at least 10 years, (with some living here as long as 40 years), so we truly are local experts. The Team also very diverse interests, so we are able to share a wide variety of information, from the best hiking trails, to the best Green Chile Cheeseburger, to interior design or fireplace safety tips.
This page will be a work in progress as new content will be added weekly, so be sure to check back often. Whether it's a heavy read full of mouth-watering figures or a delightful quick tip or new place to eat Your Ruidoso HOME Team has you covered.
Buying your first home can be a daunting task and feel overwhelming... It’s a BIG decision. Here are 4 steps to get you started.
Do not pass “GO”! Before falling in love with your dream home online, do a serious audit of your finances. Start cleaning up any blemishes now and boost your score in advance to nab a great rate. You’ll thank yourself later.
There is more to it than a mortgage, odds are you will have a monthly PMI fee. You’ll need home insurance, taxes, utilities and possibly Home Owners Association fees. Most importantly, make sure there is wiggle room in your budget—taxes do go up, bonds get passed. You’ll need to find that sweet spot so that taking a vacation is possible also. There are several mortgage calculators online to assist. Fit your mortgage around your budget NOT your budget around your mortgage.
This maybe a boring step but, you will thank yourself when that home emergency appears. PLUS you will need a down payment, inspections, appraisal and possibly more at the closing table before receiving those keys. Save as much as possible, 10% of a home’s price is a good place to start.
Once Step #2 and #3 are completed its time to interview some lenders. You are prepared and know your score, ask questions. They can verify you qualify for a mortgage and confirm the maximum amount of a mortgage you can afford. There is a wide variety of rates and programs available to you as a first-time home buyer so shop around and find your best option.
Your Ruidoso HOME Team can help you every step of the way, give us a call (575) 257-3221 or email us at firstname.lastname@example.org
Keep it Clean A deep clean will make upkeep easier. It never hurts to consider hiring a cleaning service to help.
This unforgettable experience came to me from a trusted friend and co-worker that 2019 was the year for me to get out of my safe zone and try new things. Going on a zipline was not my first choice but has become a major highlight in my life. It all began with the wonderfully talented, skilled and fun Ski Apache staff and instructors. From the start you know these individuals take very seriously what they are preparing you for and want you to have fun during it for the next 1.5 hours. Everyone is individually equipped with an impressive harness that at first feels heavy but then later are comforted by its security. Lastly is the fitting of the helmet indicating the fun is about to begin. It becomes obvious why this $50M facility is rated as "One of the Best in the World". You begin the adventure (no other word for it) in an 8 passenger gondola taking you to an elevation of 11,500 ft where your first and longest zipline flight begins. The views are inspiring as your eyes take you to vistas and forest seen by only a few. Once again our instructors, David & Fred, reviewed proper operation procedures with us, checked our gear, gave us a big smile and off we went for truly the thrill of a lifetime that includes 3 landing platforms ending at the bottom where it all began earlier.
My only regret is not having done it sooner. There is a saying that "most of life's regrets are not about what we did, but rather what we could have done" Maybe so.....